Financing built for the way investors actually buy.
Qualify on the property's rental income — not your tax returns. Close in an LLC. Scale without the friction of conventional underwriting.
A loan that thinks like an investor.
DSCR loans qualify on the property's debt-service coverage ratio rather than personal income. That means faster closings, cleaner files, and the ability to grow a portfolio without W-2 underwriting friction.
Qualify on rent
Approval is based on the property's income vs. PITI — no W-2s, no tax returns required.
Vest in your LLC
Hold title in your entity for asset protection and clean portfolio accounting.
Built to scale
No cap on the number of financed properties. Stack doors without lender fatigue.
Is Your Loan Officer Costing You Deals?
If you're investing in rental properties, you don't need a loan officer who guesses. You need one who knows DSCR — inside and out. Ask yourself these questions.
- 01Does your loan officer know how DSCR is actually calculated — and what counts as qualifying rent?
- 02Can they vest title in your LLC without bouncing the file to a different desk?
- 03Do they understand short-term rental income and market rent schedules?
- 04Have they closed DSCR loans on 2–4 unit properties, not just single-family?
- 05Can they structure around prepayment penalties, interest-only, and cash-out scenarios?
- 06Do they return your call the same day when a deal is on the clock?
Ready to work with a real DSCR expert?
Stop leaving deals on the table with a lender who's learning on your dime. Let's talk about your portfolio.